Close an account
The full walkthrough, from entering a destination to the closed-account receipt.
Closing an account clears everything attached to it, converts what is left to XLM, sends the whole balance to an address you choose, and deletes the account from the ledger. The released reserve is part of what you receive.
This cannot be undone. The app puts several deliberate checks in front of the final confirmation for that reason.
Before you start
- Connect the account you want to close. See Connect your wallet.
- Have the destination address ready. It must already exist and be funded on the network, because a close merges into it.
- Sending to an exchange? Read Send the funds to an exchange first, because the deposit memo matters.
The steps
Four steps always appear: Connect, Configure, Review, Close. Three more are inserted only when they apply.
Configure
Select where the funds go.
Destination address. Paste the G address that receives everything. The app checks
the format, refuses your own account (Stellar rejects a self-merge), and confirms the
destination exists on the network. If it does not exist yet, fund it first.
Memo. Optional for a personal wallet, and attached directly to the closing transaction when you set one. Required by most exchanges.
Payments waiting to be collected. If the account has claimable balances, they appear here, pre-ticked, and are collected into your balance before the close. Untick any you want to leave behind, but note that unticked ones are lost when the account closes.
Select Continue, preview the plan.
Fix issues, only if something blocks the close
This step appears when a balance cannot be converted to XLM and therefore blocks the merge. You decide what happens to each one, then select Re-check and continue.
Warnings, only if there is something to read
This step appears when there is something to acknowledge rather than fix: a suspicious looking token, an incomplete scan, a balance over 1000 XLM, or items the close handles for you automatically.
Nothing here stops the close. Tick each box, then select Continue to review.
Review
The app has now read your account, built the plan, and simulated every Soroban step against the live network. Nothing has been signed.
You see three figures at the top:
| Figure | Meaning |
|---|---|
| Destination receives | What arrives after network fees |
| Network fees | What the network charges to process the steps. It is not paid to the app |
| Reserve released | The XLM Stellar had locked in the account, already included in the amount above |
Below that is the plan itself, grouped into phases and listed in the order it runs. Each step carries a plain-language label and a short explanation. A green check on a step means its dry run passed.
The last groups, Close the account and Deliver to destination, carry an Irreversible badge.
Check the destination address shown under SENDING EVERYTHING TO, then select Continue to final confirmation.
Confirm
A dialog asks you to type the last four characters of the destination address. They are underlined in the address above the input.
A four-second timer runs at the same time. The confirm button stays locked until both the timer finishes and the characters match. This catches a wrong paste and a hijacked clipboard.
Select Close account.
Close
Each transaction is signed in your wallet and submitted in order. Approve each prompt as it appears.
You sign once per transaction, not once for the whole plan, because Stellar cannot carry Soroban and classic operations in one signed transaction. An account with no DeFi and no more than 100 classic operations is a single signature.
Keep the tab open until it finishes. Leaving partway through can stop the close with some steps done and the account still open.
When it finishes
The heading reads Account closed and shows the amount sent and the destination. You get:
- A PROOF link to the merge transaction on a block explorer.
- Save a receipt, which copies a text record of the closure and a link for every transaction it ran.
Save the receipt. A closed account cannot be looked up afterwards, so this is your record.
What it costs
The app is free and takes no cut. You pay Stellar network fees for the transactions it submits.
Every operation costs at least the network's base fee of 100 stroops. The closing transaction bids above that when the network is busy, and raises the bid if a submission comes back rejected for a fee that was too low. Each Soroban step also pays a resource fee worked out from its simulation.
The Review step shows the total before you sign anything.
If a step fails
Your funds stay safe and the account stays open. See When a step fails.